Trade Finance & Fintech
Digital credit, trade insurance, and cross-border payment infrastructure powering the Garudaya ecosystem.
Securing Enterprise Trade
The Trade Finance & Fintech division is being developed to address the critical liquidity and trust gaps in Indian agricultural and SME supply chains. By integrating financial instruments directly into our digital platforms, we lower the barrier to entry for small producers.
From smart-contract escrow settlements to working capital loans based on platform transaction history, Garudaya is building a closed-loop financial ecosystem.
Division Metrics
Integrations Pending
Bank-Grade Digital Escrow
Ensuring 100% fraud-proof B2B transactions. Our trustless settlement architecture guarantees security for both rural producers and urban buyers.
1. Buyer Deposits Funds
Enterprise buyer deposits the 100% contract value upfront.
2. Funds Locked
Funds are secured in a Garudaya nodal escrow account.
3. Delivery & Audit
Farmer/Seller dispatches the goods with proof-of-work.
4. Payout Released
Upon digital receipt confirmation, funds are instantly released.
Working Capital Solutions
Short-term liquidity and financing options for farmers, FPOs, and SMEs.
Smart-Contract Settlements
Automated, blockchain-verified payment settlements ensuring trustless B2B transactions.
Trade Credit Insurance
Risk mitigation products protecting suppliers against defaults in large-scale enterprise trade.
Digital Payment Infrastructure
Secure, high-volume payment gateways integrated directly into Garudaya platforms.